Briqpay: The Flexible Stripe Alternative for growing Merchants

Stripe is a fantastic starting point for many businesses. It’s easy to set up and offers a wide array of payment methods and features. However, as merchants grow and expand across Europe, many find themselves limited to Stripe’s payment offerings, facing high transaction fees and a lack of control over their payment configuration.

Briqpay is built for merchants who require more than the “one size fits all” setup. Selling to several countries, both to b2c and b2b or simply just want to have payment methods that are not supported in Stripe without rebuilding the entire checkout or increasing complexity.

Why choose Briqpay over Stripe?

The main difference lies in ownership. With Stripe, you are relying on their ecosystem. With Briqpay, you own your payment stack.

• Agnostic Infrastructure: Unlike Stripe, Briqpay is not a closed loop. You can connect multiple acquirers and payment methods, choosing the best provider for each specific market. All through one technical integration.
• Cost Optimization: By choosing the right payment partners for the right purpose or market, you can significantly reduce transaction costs.
• Localization: While Stripe is global, Briqpay is optimized for localization, offering deeper flexibility for local payment preferences and regulatory requirements.
• B2B Readiness: When you’re ready to digitalize your B2B sales, Briqpay supports complex invoicing and credit flows natively alongside your B2C sales.

Main Features

Briqpay

• Pros: Full control over your payment stack, global offering, supports both B2C, D2C, and B2B, potential for much lower transaction costs, and superior flexibility in the checkout UI.
• Cons: Requires you to have (or get) your own agreements with payment providers. This is considered a pro for enterprise merchants who want to negotiate their own terms.

Stripe

• Pros: Extremely easy to get started, great documentation, handles everything under one roof.
• Cons: Higher fees at scale, no possibility to use external acquirers, limited control over the underlying payment logic

The Verdict: When to switch?

If you are a small startup with low volume, Stripe is hard to beat. But if you are a growing merchant looking to increase conversion rates, optimize your margins, reduce dependency on a single provider, and take full control of your customer experience, Briqpay is the logical next step.

Learn more about Briqpay